MILLYAN, Satrya. The Impact of Co-Branding, Differentiation Strategy, and Competitive Advantage on the Use of BJB–BNI Credit Cards. Journal Tourism Nomic, [S. l.], v. 1, n. 1, 2025. Disponível em: https://tourismnomic.org/jtm/article/view/4. Acesso em: 4 oct. 2025.